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Professional Credential — Schema Documentation

Table of Contents


1. About this Document

This document defines the Professional Credential schema — a structured data model for verifiable credentials that attest to a real estate professional's identity, office affiliation, and professional licensing. It is intended for governance reviewers, schema implementers, credential issuers, and verifier application developers evaluating whether this schema meets their requirements.

The Professional Credential schema is a comprehensive credential that captures who the professional is, where they operate, and under what authority they are licensed — providing a complete professional profile in a single verifiable credential.

1.1 Version History

Ver. Date Notes Author(s)
1.0 28-Mar-2026 Complete revamp: 3 attribute categories (Agent Contact Details, Office Affiliation, Professional License); 17 attributes; re-combines licensing with professional identity Mathieu Glaude
0.4 18-Mar-2026 Rewritten as schema documentation; v0.3 attribute structure; governance body perspective Mathieu Glaude
0.3 26-Feb-2026 Simplified to 6 attributes; separated licensing into Accreditation Credential; cornerstone_id reference Mathieu Glaude
0.2 12-Nov-2025 Restructured into Real Estate Professional with 3 attribute categories Mathieu Glaude
0.1 3-Sep-2025 Initial draft Mathieu Glaude

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2. Schema Overview

The Professional Credential schema defines the data structure for a verifiable credential that provides a complete professional profile for a real estate professional. It combines agent contact information, office affiliation, and professional licensing into a single credential, enabling verifiers to confirm a professional's identity, where they operate, and their regulatory standing.

Schema: Professional Credential v1.0
Format: W3C Verifiable Credentials (JSON-LD)
Governance Body: Cornerstone Network
Schema URI: https://trustinfrastructure.com/cornerstone/schemas/professional-credential.json

2.1 Attribute Summary

Agent Contact Details

# Name Attribute Data Type Required
001 First Name first_name String Yes
002 Last Name last_name String Yes
003 Telephone Number telephone String (regex) Yes
004 Email Address email String (regex) Yes

Office Affiliation

# Name Attribute Data Type Required
005 Franchise franchise String Yes
006 Operating Office operating_office String Yes
007 Operating Address operating_address String Yes
008 Title title String Yes
009 Affiliation Start Year affiliation_start_year String (YYYY) Yes

Professional License (BC)

# Name Attribute Data Type Required
010 License Number license_number String (NNNNNN) Yes
011 License Effective Date license_effective_date String (DD-MM-YYYY) Yes
012 License Expiry Date license_expiry_date String (DD-MM-YYYY) Yes
013 Licensed As licensed_as Enum Yes
014 Licensed For licensed_for Enum (multi-select) Yes
015 PREC prec Enum (Y/N) Yes
016 Business Name business_name String No
017 Issuing Authority issuing_authority Enum Yes

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3. Schema Definition

3.1 Agent Contact Details

First Name (001)

Attributefirst_name
DescriptionThe professional's given name.
Data TypeString (free text)
RequiredYes
ExamplesSarah, James

Last Name (002)

Attributelast_name
DescriptionThe professional's family name.
Data TypeString (free text)
RequiredYes
ExamplesChen, Williams

Telephone Number (003)

Attributetelephone
DescriptionThe professional's contact telephone number.
Data TypeString (regular expression validated)
RequiredYes
FormatE.164 or North American format
Examples+16045551234, (604) 555-1234

Email Address (004)

Attributeemail
DescriptionThe professional's contact email address.
Data TypeString (regular expression validated)
RequiredYes
Examplessarah.chen@suttonrealty.com

3.2 Office Affiliation

Franchise (005)

Attributefranchise
DescriptionThe real estate franchise or brand the professional is affiliated with.
Data TypeString (free text)
RequiredYes
ExamplesSutton Group, Royal LePage, RE/MAX

Operating Office (006)

Attributeoperating_office
DescriptionThe specific office or branch where the professional operates.
Data TypeString (free text)
RequiredYes
ExamplesSutton Group - West Coast Realty, Royal LePage Sterling Realty

Operating Address (007)

Attributeoperating_address
DescriptionThe physical address of the operating office.
Data TypeString
RequiredYes
Examples4555 Kingsway, Burnaby, BC V5H 4T8

Title (008)

Attributetitle
DescriptionThe professional's title or role within the office.
Data TypeString (free text)
RequiredYes
ExamplesReal Estate Professional, Managing Broker, Associate Broker

Affiliation Start Year (009)

Attributeaffiliation_start_year
DescriptionThe year the professional began their affiliation with the office.
Data TypeString (YYYY)
RequiredYes
Examples2018, 2023

3.3 Professional License (BC)

License Number (010)

Attributelicense_number
DescriptionThe professional's BC real estate license number, issued by the regulatory authority.
Data TypeString (6-digit numeric: NNNNNN)
RequiredYes
Examples123456, 078901

License Effective Date (011)

Attributelicense_effective_date
DescriptionThe date the professional's license became effective.
Data TypeString (DD-MM-YYYY)
RequiredYes
Examples15-03-2020

License Expiry Date (012)

Attributelicense_expiry_date
DescriptionThe date the professional's license expires and must be renewed.
Data TypeString (DD-MM-YYYY)
RequiredYes
Examples14-03-2026

Licensed As (013)

Attributelicensed_as
DescriptionThe category of license held by the professional.
Data TypeEnum
RequiredYes
ValuesRepresentative, Associate Broker, Managing Broker

Licensed For (014)

Attributelicensed_for
DescriptionThe service categories the professional is licensed to perform. A professional may hold licenses for multiple service categories.
Data TypeEnum (multi-select)
RequiredYes
ValuesTrading Services, Rental Property Management Services, Strata Managing Services

PREC (015)

Attributeprec
DescriptionIndicates whether the professional operates through a Personal Real Estate Corporation (PREC).
Data TypeEnum
RequiredYes
ValuesY, N

Business Name (016)

Attributebusiness_name
DescriptionThe name of the Personal Real Estate Corporation or business entity, if applicable. Required when PREC = "Y".
Data TypeString (free text)
RequiredNo (conditional — required when PREC = "Y")
ExamplesChen Realty Corp.

Issuing Authority (017)

Attributeissuing_authority
DescriptionThe regulatory body that issued the professional license.
Data TypeEnum
RequiredYes
ValuesBCFSA (BC Financial Services Authority)

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4. Data Source Requirements

Credentials issued under this schema are expected to draw from the following authoritative sources.

4.1 Agent Contact Details

Contact information (first_name, last_name, telephone, email) is provided by the professional and verified by the issuing organization.

4.2 Office Affiliation

Office affiliation data (franchise, operating_office, operating_address, title, affiliation_start_year) is provided by the employer's system of record (e.g., brokerage management platform). The employer confirms the professional's active affiliation out-of-band before a credential is issued.

4.3 Professional License

Licensing data (license_number, license_effective_date, license_expiry_date, licensed_as, licensed_for, issuing_authority) is sourced from the regulatory authority (BCFSA for British Columbia). The business_name is sourced from the PREC registry when applicable.

4.4 Data Currency

  • A credential reflects the state of the professional's contact details, office affiliation, and licensing at the time of issuance.
  • Changes to any of the following require credential revocation and re-issuance: office affiliation, license status, licensed categories, or PREC status.
  • Contact detail updates (telephone, email) may be handled via credential refresh without revocation, at the issuer's discretion.

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5. Status Management

This schema requires credentials to implement W3C Bitstring Status List v1.1 for lifecycle management, with separate bitstrings for revocation and suspension.

Event Action Status Handling
Credential issued Issue credential Index set to 0 (valid)
Employment terminated Revoke Revocation bit = 1 (permanent)
Office change Revoke + re-issue Old revoked; new credential index = 0
License expired Revoke Revocation bit = 1 (permanent)
License renewed Revoke + re-issue Old revoked; new credential with updated dates
License suspended Suspend Suspension bit = 1 (reversible)
License reinstated Reinstate Suspension bit = 0
Fraud detected Revoke Revocation bit = 1 (permanent)

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6. Design Rationale

Re-combination of professional identity and licensing (v1.0): Versions 0.3–0.4 separated organizational affiliation from professional licensing into two independent credentials (Professional Credential and Accreditation Credential). After stakeholder feedback and real-world implementation planning, these have been re-combined into a single comprehensive Professional Credential. The rationale: in practice, a real estate professional's identity, office affiliation, and license status are verified together and consumed together. Splitting them created unnecessary complexity for issuers and verifiers without meaningful benefit.

Three attribute categories: The schema is organized into logical groups — Agent Contact Details, Office Affiliation, and Professional License — making it clear where each data point originates and how it should be verified.

Multi-select for Licensed For: A professional may be licensed for multiple service categories simultaneously (e.g., both Trading Services and Rental Property Management Services). The multi-select enum supports this without requiring multiple credentials.

BC-specific licensing section: The Professional License section is scoped to BC (BCFSA) as the initial jurisdiction. Future versions may add jurisdiction-specific sections for other provinces or US states.

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7. Governance

  • Governance Body: Cornerstone Network
  • Schema Owner: Cornerstone Network
  • Review Cycle: Annual, or upon breaking schema changes
  • Change Process: Schema updates follow a change-managed governance process to ensure interoperability across all adopting organizations

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8. Implementation References

Reference Value
Technical Format W3C Verifiable Credentials Data Model (JSON-LD)
Schema URI https://trustinfrastructure.com/cornerstone/schemas/professional-credential.json
Context URLs https://www.w3.org/ns/credentials/v2
https://trustinfrastructure.com/cornerstone/contexts/professional-credential-v1.0.json
Schema Registry https://trustinfrastructure.com/cornerstone/schemas/
Governance Doc https://openpropertyassociation.ca/credential-governance/professional-credential/

Required Envelope Fields

Credentials issued under this schema must include: - issuer — DID of the issuing organization - validFrom and validUntil — temporal bounds - credentialSchema — reference to this schema - credentialStatus — revocation and suspension bitstring entries

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